Strategic Giving to meet your Philanthropic Goals for Youth Mentoring
October 22, 2025
Did you know your support of Big Brothers Big Sisters Twin Cities can go even further through strategic giving – and potentially offer financial benefits too? This year, explore ways to give through appreciated stock, a Donor Advised Fund (DAF), or an IRA Charitable Rollover.
Your support helps us create impactful matches like Bigs Jess and Andrea and Little Michael , create opportunities for youth to explore their big futures, (like our STEM Photography Cohort!), , and fuel economic mobility.
Stock Donations
Donating appreciated stocks or securities directly to Big Brothers Big Sisters Twin Cities can provide significant tax advantages. By contributing assets held for more than a year, you may qualify for a charitable deduction equal to the stock’s full market value while avoiding capital gains taxes.
Benefits
- Receive a charitable income tax deduction equal to the fair market value of the securities on the date of your gift.
- Avoid capital gains tax on appreciated assets, allowing BBBS Twin Cities to receive 100% of the proceeds, creating more opportunities for Twin Cities youth.
- Simplify the process by coordinating with your broker—typically, a letter of instruction or authorization is required.
Check with your broker to learn what kind of authorization they will need (generally a letter of instruction or authorization) and have the shares delivered to:
Morgan Stanley Smith Barney
Account holder: Big Brothers Big Sisters Twin Cities
DTC # 0015
Account # 364-112884-089
Be sure to let us know that you’re transferring stock to us so we can watch for it.
Donor Advised Fund (DAF)
A DAF allows you to make a charitable contribution, receive an immediate tax deduction, and recommend distributions over time to support BBBS Twin Cities. This approach is structured yet flexible, letting you maximize your philanthropic impact.
Benefits
- Contributions can grow tax-free over time, making even more resources available for nonprofits.
- Donors can support BBBS Twin Cities whenever they are ready, while enjoying immediate tax benefits.
IRA Charitable Rollover
Individuals aged 70½ or older can direct up to $100,000 annually from their IRA directly to BBBS Twin Cities. This method fulfills required minimum distributions (RMDs) while offering a tax-efficient way to support youth mentoring.
Benefits
- Satisfy your RMDs without increasing taxable income, potentially lowering your overall tax liability.
- Funds are transferred directly from your IRA to BBBS Twin Cities, simplifying the process.
Exploring these strategic giving options can further amplify our collective impact!
Want to dive deeper into any of these options or need a hand getting the ball rolling? Contact Micaela at molson@bigstwincities.org or 651-789-2431 for more information.
Big Brothers Big Sisters Twin Cities does not offer tax, legal, or accounting advice. Before engaging in any transaction, we recommend consulting your own tax, legal, and accounting advisors to understand how it aligns with your individual situation.
